Caught With Your Pants Down
Sep. 8th, 2017 12:06 pm
I’ve been reading a lot today about the Equifax compromise, where, you, the person whose data Equifax collected, were caught with your pants down because — although you buckled the belt as you should — the manufacturer forgot to secure the buckle to belt. When you bent over to pick up that hot dog that landed on the floor — whoops, your privates, and those of 143 Million other Equifax individuals about which Equifax had data (about 44%) were put out there for all the world to see, to point at, and to laugh.
Don’t you feel embarrassed? Don’t you feel like you should lock yourself up in a dark room and hide forever?
You don’t need to. Equifax has provided a complicated checking procedure and registration approach that, ultimately, puts you in a queue for a paid year of credit monitoring, while you give up your rights to arbitration and class actions suits¹. Doesn’t that make you feel better? Oh, and that credit monitoring. I think you still need to give a credit card, so they can start billing you after the free year is over.² Still feel better? Remember, this is monitoring — it doesn’t stop anything and lets you know after the information is used. Of course, you can have confidence in Equifax that they will protect you after the breech, given how they have handled it. [ETA: Oh, and Equifax was sending people to a fake phishing site.]
¹: [Update: They later clarified this wasn’t the case, although initial language made it appear to be the case. Translation: Sloppy response to the situation; poor contingency planning.]
²: [Update: They since removed the requirement for a credit card; it was there when this article was written]
Of course, there are security folks proposing other solutions. Some suggest the easy solution of just giving everyone new, more secure, social security numbers. Alternatively, we could start using our RealID Drivers License, and have one national identity number.
More sane folks are recommending a two pronged approach that doesn’t requiring using Equifax’s protection: the most common approach is suggesting a fraud alert on your records, and paying to have a freeze to prevent new accounts. All good ideas.
As for me, I’m going to wait and see. With 143 Million pieces of data, their odds of picking me are, well, 1 in 143 million. That’s pretty small. Plus the information has been out there for months — and with information like this, you have to use it quickly or it loses its value. Have we seen an uptick in identity theft? I haven’t heard of anything. I strongly suspect that this was a nation state, just like the OPM breach, and only select data will be used, for sophisticated spear phishing attacks. After all, why do they need to do the fraud when they can get you to unlock the door? Further, this isn’t the only attack: you’ve likely already had your information released (see this site).
Oh, and before you get scared about using the Internet, think about this: You don’t have to be an Internet user to have your information in the Equifax data. You just have to have had credit as some point in your life. The fault was with Equifax, the company you trusted to protect your data. Oh, that’s right. You didn’t choose Equifax. The fault was with Equifax, the company other companies trusted to give them accurate credit data. Equifax didn’t care about you or your credit. And neither did that little minx, Wendy*.
It is not in Equifax’s business model to protect your data: well, they’ll protect it only until they can sell it to the highest bidder. Remember the adage: If you get the service for free, you’re not the customer, you’re the product. [Translation: Equifax and other credit reporters make money by selling your data. Until their customers — the financial organizations that buy their data — demand accurate information, nothing will change. They won’t demand as long as it doesn’t cost them. They don’t pay the cost of the identity theft — you do.]
Feel better now? If not, wait I bit. I’ll be posting something this evening that will make you feel much better, even if your pants are down.
P.S.: Speaking about phishing, my favorite theatre about spam is having performances on 9/10 and 9/17. Go see it. It had Gene Spafford rolling in the aisles.
*[Paraphrasing my favorite Alton Brown quote, long since removed from his website:]
Here’s what it comes down to kids. Equifax doesn’t give a damn about you. Neither does that little minx Rachel from Card Services or any of the other icons of finance. And you know what, they’re not supposed to. They’re businesses doing what businesses do. They don’t love you. They are not going to laugh with you on your birthdays, or hold you when you’re sick and sad. They won’t be with you when you graduate, when your children are born or when you die. You will be with you and your family and friends will be with you. And, if you’re any kind of human being, you will be there for them. And you know what, you and your family and friends are supposed to watch out for you too. That’s right folks, protecting someone else’s information is an act of caring. We will always be protected best by those that care, be it ourselves or the aforementioned friends and family.
We are having our information exposed and exploited and exploited again because we have handed a basic, fundamental and intimate function of life over to corporations. We choose to value our information so little that we entrust it to strangers. We hand our lives over to big companies and then drag them to court when the deal goes bad. This is insanity.
This entry was originally posted on Observations Along The Road (on cahighways.org) as this entry by cahwyguy. Although you can comment on DW, please make comments on original post at the Wordpress blog using the link below; you can sign in with your LJ, FB, or a myriad of other accounts. There are currently comments on the Wordpress blog. PS: If you see share buttons above, note that they do not work outside of the Wordpress blog.

Over the last few days, my newsfeed has been filled with people gloating over the fact that 
This is a companion lunchtime post to 
Over the past few weeks, I’ve collected a number of articles related to, shall we say, work-related topics. Here is where I share them with you, while enjoying my lunch:
Here are some technology news chum items that have caught my eye of late:
This has been a busy busy week, and I haven’t had a chance to work on clearing out the news chum until now. This first collection is all computer related:
Continuing to clear the news chum, here are a bunch of articles all related to cybersecurity:
Well, I like to think I fought the good fight. I mean, I’m an old fart. Old habits die hard, and for the longest time I just kept using the term I was used to, even though it was politically incorrect. After all, I held on to other ideas that I believed were morally superior, only to watch them get discredited by the new-think, by people that didn’t know what was right was right, and what was wrong was wrong.
If you’ve been following the technical news the last few days, I’m sure you’ve seen 
Amongst the political and transitional news chum I’ve been collecting of late, there are a number of articles that are more informational — that is, they provide some really useful tidbits and insights. I’d like to share them with you:
Password. The security mechanism we love to hate. Or hate to love. Or grudgingly tolerate. In any case, if you use passwords, you know you are encourage to (a) 
This is a quickie collection of news chum items related to security that have caught my eye:
As you have probably figured out by now, I accumulate articles of interest as I wander the web, and periodically collect them into themed articles.Today is no exception, and our topic for today is cybersecurity — specifically, whether anyone is safe online (or is it just an illusion), and how to really make the situation better.
Well, sorry to say (from my point of view), but it looks like Donald Trump has won the electoral college vote. We won’t know for sure until the votes are counted by the House in January, but I’m sure that election won’t be hacked.
A number of people I know refuse to vote for Hillary because they believe she mishandled classified information, and that the FBI was wrong in not prosecuting her. I’d like to convince them otherwise. So let’s do some reasoning, shall we?
It’s Rosh Hashanah afternoon (L’Shana Tovah to all), and I’m exhausted from the morning. Yet I have a bunch of news chum to post. Let’s see if we can braid it into something sweet and circular, coming back by the end to where I started. This time, we’ll just give headlines and a few comments.
Although you’re probably still wondering why 
I know my last few posts have been political — it is just that my concerns over the Republican nominee have incited a passion in me that makes me want to ensure his defeat. So a last political note, and then we’ll move on to something different to chew: some news chum about food, medicine, and science.
I’m still working on clearing out the links that accumulated during 
If you hadn’t figured it out by now, I work professionally in the field of cybersecurity. One of the concerns in my field is the question of risk: how to manage it, how much is tolerable for an organization, what can be done to mitigate it. All of the cybersecurity techniques you know are related to the question: virus scanner mitigate the risk of malware; passwords mitigate the risk of unauthorized users; firewalls mitigate the risk of unauthorized systems accessing a network, and so forth.